Every year in November, you receive a policy from your health insurance company (Zorgverzekering) for the coming year. It is essential to check this policy carefully. Maybe your health needs change for the coming year, or the insurer has changed the terms of your policy. Therefore, you might be insured differently despite having the same policy. Even if your health needs remain the same, checking whether your health insurance is still suitable is advisable.
If your policy no longer fits your needs, you can change your existing policy or switch to another health insurer. You can switch to another health insurer online or by phone. It is essential to do this by 31 December each year. In this case, your new health insurer will automatically cancel your old health insurance policy. If you cancel your policy by 31 December at the latest, you have until the end of January to take out a new policy.
The information on this platform is of interest to people who already have compulsory insurance in the Netherlands and expats who have just arrived in the Netherlands and need an overview of the different insurance options.
Some important notes
We provide an overview of various health insurance in the Netherlands through a partner. However, it is essential to understand that we are not licensed insurance advisors and are not authorised by the Dutch Financial Market Authority (AFM). Therefore, we are not qualified to give specific advice on individual insurance offers or individual recommendations.
Please get in touch with the insurance company directly if you need detailed information about a health insurance offer. They have the expertise and qualifications to provide tailored advice and explanations about their products.
Please also note that all insurance providers presented on the platform serve the Dutch market. So if you live, work or plan to move to the Netherlands, you will find many health insurance options here.
However, it is essential to note that not all providers offer English-language services or support. This can be significant if you need assistance or have questions about your insurance. In addition, some providers may not accept account or phone numbers abroad. It is, therefore, advisable to check these points with the provider before taking out insurance.
If you are subject to social security/resident outside the Netherlands, some providers may be unable to offer their services.
Please note that we may receive compensation for referring clients to insurance companies. Our platform is funded by advertising, and we earn money when users click on ads or are redirected to a provider's website.
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The small print
This platform provides information based on data obtained in cooperation with our partners. Although we make every effort to provide up-to-date and accurate data, we cannot fully guarantee the accuracy and completeness of this information. Therefore, we advise you to check all details carefully before deciding. We aim to give you an overview of the options available. However, it is up to you to make the final decision, and it is essential that you feel comfortable choosing an offer. Therefore, we ask you to read the terms and conditions thoroughly and clarify any issues directly with the provider before deciding on an offer.
Please note that we are not licensed insurance advisors and are not authorised by the Dutch Financial Supervisory Authority (AFM). Therefore, we are not qualified to give specific advice on individual offers or individual recommendations. Please also note that we may receive remuneration for referring clients to providers. Our platform is financed by advertising.
Please note that while we strive to present a wide range of options, we cannot guarantee that all options and providers available in the Netherlands will be displayed.
All providers on our platform cater to the Dutch market. However, please note that not all providers offer services or support in German or English. Additionally, some providers might not accept foreign account numbers or phone numbers. Please verify these points with the provider before you sign a contract.